Take Me, Portfolio Be Damned

I recently received a pamphlet with retirement-planning information from my employer’s 401k administrator that highlighted a handful of risks to be aware of.

It started with all the usual suspects, like not spreading one’s investments across a diversified portfolio… blah, blah, blah, was just about to put it down…

But then, the last one was awesome. “Longevity Risk.”

My tolerance—no my appetite—for risk was suddenly cast in a whole new light.

Longevity Risk, I look you in the eye and I laugh in your face. I scoff at you and I dare you. And if you grab hold and have your way with me, and if you never let me go, then so be it.

You, Longevity, are a risk I’m willing to bear.

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